TERMS AND CONDITIONS

Last Updated: 29th August, 2023

These terms and conditions (“Terms of use”) govern the use of services made available on or through https://www.paasspay.com and/or the PaassPay mobile app (collectively, the “Platform”, and together with the services made available on or through the Platform, the “Services”). These Terms also include our privacy policy, available at https://www.paasspay.com/privacy-policy (“Privacy Policy”), and any guidelines, additional, or supplemental terms, policies, and disclaimers made available or issued by us from time to time (“Supplemental Terms”). The Privacy Policy and the Supplemental Terms form an integral part of these Terms. In the event of a conflict between these Terms and the Supplemental Terms with respect to applicable Services, the Supplemental Terms will prevail.

The Terms constitute a binding and enforceable legal contract between PPQR Technologies Privet Limited (a company incorporated under the Companies Act, 2013 with its registered address at 2nd Street Hindpiri, Ranchi-834001 Jharkhand India and its affiliates (“PaassPay”, “we”, “us”, or “our”), and you, a user of the Services, or any legal entity that books Services (defined below) on behalf of end-users (“you” or “Customer”). By using the Services, you represent and warrant that you have full legal capacity and authority to agree to and bind yourself to these Terms. If you represent any other person, you confirm and represent that you have the necessary power and authority to bind Paasspay person to these Terms.

By using the Services, you agree that you have read, understood, and are bound by, these Terms, as amended from time to time, and that you will comply with the requirements listed here. These Terms expressly supersede any prior written agreements with you. If you do not agree to these Terms, or comply with the requirements listed here, please do not use the Services.

1. SERVICES

(a)The Services include the provision of the Platform that enables you to arrange and schedule different home-based services with independent third-party service providers of those services (“Service Professionals”). As a part of the Services, PAASSPAY facilitates the transfer of payments to Service Professionals for the services they render to you and collects payments on behalf of Paasspay Service Professionals.

(b)The services rendered by Service Professionals are referred to as “Pro Services”. The term “Services” does not include the Pro Services. PAASSPAY does not provide the Pro Services and is not responsible for their provision. Service Professionals are solely liable and responsible for the Pro Services that they offer or otherwise provide through the Platform. PAASSPAY and its affiliates do not employ Service Professionals, nor are Service Professionals agents, contractors, or partners of PAASSPAY or its affiliates. Service Professionals do not have the ability to bind or represent PAASSPAY.

(c)The Platform is for your personal and non-commercial use only, unless otherwise agreed upon on in accordance with the terms of a separate agreement. Please note that the Platform is intended for use only within India. You agree that in the event you avail the Services or Pro Services from a legal jurisdiction other than the territory of India, you will be deemed to have accepted the PAASSPAY terms and conditions applicable to that jurisdiction.

(d)The Services are made available under various brands owned by or otherwise licensed to PAASSPAY and its affiliates.

(e)A key part of the Services is PAASSPAY’s ability to send you text messages, electronic mails, or WhatsApp messages, including in connection with your bookings, your utilisation of the Services, or as a part of its promotional and marketing strategies. While you may opt out of receiving these text messages by contacting PAASSPAY at privacy@paasspay.com or through the in-platform settings, you agree and acknowledge that this may impact PAASSPAY’s ability to provide the Services (or a part of the Services) to you.

(f)In certain instances, you may be required to furnish identification proof to avail of the Services or the Pro Services, and hereby agree to do so. A failure to comply with this request may result in your inability to use the Services or Pro Services.

(g)PAASSPAY Credits:

(i)PAASSPAY may, in its sole discretion, offer promotional codes that may be redeemed for credits, other features or benefits related to the Services, and/or Pro Services, subject to any additional terms that may apply to a promotional code (“PAASSPAY Credits”).

(ii)You agree that

  • you shall use PAASSPAY Credits in a lawful manner, and only for the purposes specified by Paasspay PAASSPAY Credits,
  • You shall not duplicate, sell, or transfer the PAASSPAY Credits in any manner (including by posting Paasspay codes on a public forum) unless you have PAASSPAY’s expresser or consent to do so,
  • PAASSPAY Credits may be disabled by PAASSPAY at any time for any reason without any liability to you,
  • PAASSPAY Credits are not valid for cash, and
  • PAASSPAY Credits may expire prior to your use.

(iii)PAASSPAY may, at its sole discretion, provide only certain users with PAASSPAY Credits that may result in different amounts charged for the same or similar services obtained by other users.

(iv)PAASSPAY reserves the right to withhold or deduct credits or other features or benefits obtained through the use of PAASSPAY Credits, by you or any other user, if PAASSPAY reasonably determines or believes that the use or redemption of the PAASSPAY Credits was in error, fraudulent, illegal, or in violation of the applicable PAASSPAY Credit terms or these Terms.

2. ACCOUNT CREATION

(a)To avail of the Services, you will be required to create an account on the Platform (“Account”). For this Account, you may be required to furnish certain details, including but not limited to your phone number. To create an Account, you must be at least 18 years of age.

(b)You warrant that all information furnished in connection with your Account is and shall remain accurate and true. You agree to promptly update your details on the Platform in the event of any change to or modification of this information.

(c)You are solely responsible for maintaining the security and confidentiality of your Account and agree to immediately notify us of any disclosure or unauthorised use of your Account or any other breach of security with respect to your Account.

(d)You are liable and accountable for all activities that take place through your Account, including activities performed by persons other than you. We shall not be liable for any unauthorised access to your Account.

(e)You agree to receive communications from us regarding

(i) requests for payments,

(ii) information about us and the Services,

(iii) promotional offers and services from us and our third-party partners, and

(iv) any other matter in relation to the Services.

3. USER CONTENT

(a)Our Platform may contain interactive features or services that allow users who have created an account with us to post, upload, publish, display, transmit, or submit comments, reviews, suggestions, feedback, ideas, or other content on or through the Platform (“User Content”).

(b)As part of the effective provision of the Services and quality control purposes, we may request reviews from you about Service Professionals and you agree and acknowledge that Service Professionals may provide reviews about you to us. You must not knowingly provide false, inaccurate, or misleading information in respect of the reviews. Reviews will be used by us for quality control purposes and to determine whether Customer service Professionals are appropriate users of the Platform. If we determine at our sole discretion that you are not an appropriate user, we reserve the right to cancel your registration and remove you from our Platform.

(c)You grant us a non-exclusive, worldwide, perpetual, irrevocable, transferable, sublicensable, and royalty-free licence to

(i) use, publish, display, store, host, transfer, process, communicate, distribute, make available, modify, adapt, translate, and create derivative works of, the User Content, for the functioning of, and in connection with, the Services and

(ii) use User Content for the limited purposes of advertising and promoting the Services, or furnishing evidence before a court or authority of competent jurisdiction under applicable laws.

(d)In connection with these Terms and the licences granted under this clause, you hereby waive any claims arising out of any moral rights or other similar rights relating to the User Content.

(e)You agree and acknowledge that PAASSPAY may, without notice to you, remove, or otherwise restrict access to User Content that, in its sole discretion, violates these Terms.

4. CONSENT TO USE DATA

(a)You agree that we may, in accordance with our Privacy Policy, collect and use your personal data. The Privacy Policy is available at https://www.Paasspay.com/privacy-policy and it explains the categories of personal data that we collect or otherwise process about you and the manner in which we process Paasspay data.

(b)In addition to any consent you may provide pursuant to the Privacy Policy, you hereby consent to us sharing your information with our affiliates or other third-party service providers. We may use information and data pertaining to your use of the Services for the provision of the Services, analytics, trend identification, and purposes of statistics to further enhance the effectiveness and efficiency of our Services, and provision of beneficial schemes, new offers, and for experience enhancement.

(c)Subject to applicable laws, we may be directed by law enforcement agencies or the government and related bodies to disclose data in relation to you in connection with criminal or civil proceedings. You understand and agree that in Paasspay instances we shall have the right to share Paasspay data with relevant agencies or bodies.

5. BOOKINGS

(a)Orders: The Platform permits you to request various Pro Services at a time of your choosing based on available slots. To make a booking, you should follow the instructions on the Platform and provide the necessary information. We use reasonable efforts to enable you to find a service professional who is able to provide that service at the requested time. If, in the unlikely event we cannot find a Service Professional for the specific time slot, we will contact you to find an alternative time.

(b)Confirmation: Once you place a request we will provide confirmation of the booking via SMS, email or a push notification. Once your booking has been confirmed, you will be required to make the payment in accordance with these Terms or as indicated on the Platform. Once a Service Professional has been identified for the requested Pro Services, you shall receive confirmation in the App or via SMS, email or a push notification.

(c)Cancellations: Bookings that are cancelled before confirmation on the Platform will not be charged. PAASSPAY’s cancellation policy sets out applicable cancellation fees.

(d)Substitution: In case of the unavailability of, or cancellation of a selected Service Professional, we will offer you a substitute of the Service Professional from among our registered Service Professionals.

6. PRICING, FEES, AND PAYMENT TERMS

(a)PAASSPAY reserves the right to charge you for the different Services you may avail and/or for any other facilities you may opt for, from time to time, on or via the Platform.

(b)Charges and Fees in respect of Pro Services:

(i)In respect of Pro Services that you seek to avail through the Platform, you shall be required to pay Service Professionals the amount indicated at the time of booking as well as amounts towards

(a) any additional Pro Services you may avail,

(b) out of pocket expenses incurred by the service Professional, and

(c) expenses arising out of the purchase of goods required or utilised for the performance of the Pro Service(“Charges”). In addition to the Charges payable to Service Professionals, PAASSPAY reserves the right to charge you a convenience fee for facilitating

the booking and transferring payments to the Service Professional (this fee is referred to as “Fees”). You acknowledge that the final bill you receive may include additional charges, including without limitation, a safety fee, warranty fee, insurance fee, or Service Professional welfare fee.

(ii)PAASSPAY shall notify you of the applicable Charges, Fees, and payment methods at the time of booking. Generally, you may make payments for Pro Services through credit cards, debit cards, net banking, wallets, UPI or cash upon completion of the Pro Service. We have the right to modify and otherwise restrict the modes of payment available to you. You acknowledge that certain payment methods such as cash upon completion may not always be available to you as a payment method. For the avoidance of doubt, in the event you pay through the method of ‘cash upon completion’, you acknowledge that you will be required to pay both Charges and Fees to the Service Professional.

(iii)The Charges and Fees may be payable at the time of making a booking, or upon the completion of the Pro Service, as specified by PAASSPAY.

(iv)For the avoidance of doubt, please note that the Charges are payable to Service Professionals, and PAASSPAY acts as a limited collection agent on behalf of Paasspay Service Professionals to collect and transfer amounts due to them.

(v)Taxes: All Charges and Fees are inclusive of applicable taxes.

(vi)PAASSPAY reserves the right to reasonably amend the Charges and Fees at any time at its sole discretion. A change in Fees shall not impact any bookings that have been confirmed before the publication of the revised Fees on the Platform.

(vii)Charges and Fees that you pay are final and non-refundable unless otherwise determined by PAASSPAY or required by the applicable laws. Under certain laws, you may be entitled to a refund or other remedies for a failure in the provision of the Services.

(viii)You acknowledge and agree that Charges and Fees applicable in certain geographical areas may increase substantially during times of high demand. PAASSPAY will use reasonable efforts to inform you of the Charges and Fees that may apply. However, by using the Pro Services or Services, you will be responsible for the Charges and Fees incurred under your Account regardless of your awareness of Paasspay Charges or Fees.

(c)Payment Processors: We may use a third-party payment processor (“Payment Processor”) to bill you through your selected mode of payment. The processing of payments will be subject to the terms and policies of Paasspay Payment Processors in addition to these Terms. We shall not be liable for any error of the Payment Processor. In the event of any unsuccessful payment, the money debited shall be credited in accordance with the terms of the Payment Processor.

(d)Cancellation: You may elect to cancel your request for services from a Service Professional at any time prior to Paasspay Service Professional’s arrival, in which case you may be charged a cancellation fee in accordance with PAASSPAY’s cancellation policy. PAASSPAY reserves the right to charge you or otherwise deduct applicable taxes in respect of Paasspay cancellation fee.

(e)Subscriptions: PAASSPAY may from time to time offer subscription packages (howsoever named) for monetary consideration. The packages shall provide customers with additional benefits, which may include the ability to avail of discounted Pro Services. You agree that subscription packages (howsoever named) shall be subject to additional terms and conditions. You acknowledge that Paasspay subscription packages will be subject to additional terms and conditions that will be deemed to be an integral part of these Terms.

(f)PAASSPAY does not designate any portion of your payment as a tip or gratuity to the Service Professional. Any representation by PAASSPAY to the effect that shipping is “voluntary”, “not required”, and/or “included” in the payments you make for Pro Services is not intended to suggest that PAASSPAY provides any additional payments to Service Professionals. You understand and agree that while you are free to provide additional payment as a gratuity to any service Professional who provides you with Pro Services, you are under no obligation to do so. Gratuities are voluntary.

7. CUSTOMER CONDUCT

(a)PAASSPAY prohibits discrimination against Service Professionals, including on the basis of race, religion, caste, national origin, disability, sexual orientation, sex, marital status, gender identity, age, or any other characteristic that may be protected under applicable law. Paasspay discrimination includes but is not limited to any refusal to accept Pro Services based on any of these characteristics.

(b)We request that you treat all Service Professionals with courtesy and respect and that you provide them with a safe, clean, and appropriate location to perform the Pro Services. Service Professionals shall be entitled to refuse to perform Pro Services if you have not provided a safe, clean, and appropriate location for them, or you behave towards them in a manner which is discourteous, disrespectful, abusive, or otherwise inappropriate. We reserve the right to withhold access to the Services and otherwise limit your access to Pro Services at our absolute discretion if you behave towards any Service Professional in a manner that is discourteous, disrespectful, or abusive, or which we otherwise deem to be inappropriate or unlawful.

(c)You agree that you will be liable for discriminating against Service Professionals or for any failure, intentional or otherwise, to provide the Service Professionals with a safe, clean, and appropriate location for them to perform the Pro Services. Additionally, you will also disclose any and all information that may have a bearing on the ability of the Service Professional to perform the Pro Services or impact the Services Professional’s health, safety, and well-being, to PAASSPAY and the Service Professional.

(d)You agree that in the event a Service Professional behaves in a manner that is discourteous, disrespectful, abusive, inappropriate, or in violation of the law, you shall be required to report the Paasspay incident to support@paasspay.com at the earliest but in any event within 48 (forty-eight) hours of Paasspay incident.

8. THIRD PARTY SERVICES

(a)The Platform may include services, content, documents, and information owned by, licensed to, or otherwise made available by, a third party (“Third Party Services”) and contain links to Third Party Services. You understand and acknowledge that Third Party Services are the sole responsibility of the third party that created or provided it and that use of Paasspay Third-Party Services is solely at your own risk.

(b)We make no representations and exclude all warranties and liabilities arising out of or pertaining to Paasspay Third-Party Services, including their accuracy or completeness. Should you avail of a Third-Party Service, you shall be governed and bound by the terms and conditions and privacy policy of the third parties providing the Third-Party Services. Further, all intellectual property rights in and to Third Party Services are the property of the respective third parties.

9. YOUR RESPONSIBILITIES

(a)You represent and warrant that all information that you provide in relation to the Services and Pro Services is complete, true, and correct on the date of agreeing to these Terms and shall continue to be complete, true, and correct while you avail the Services and/or the Pro Services. Should any information that you provide change during the existence of these Terms, you undertake to immediately bring Paasspay change to our notice. We do not accept any responsibility or liability for any loss or damage that you may suffer or incur if any information, documentation, material, or data, provided to avail the Services is incorrect, incomplete, inaccurate, or misleading or if you fail to disclose any material fact.

(b)You shall extend all cooperation to us in our defence of any proceedings that may be initiated against us due to a breach of your obligations or covenants under these Terms.

(c)In respect of the User Content, you represent and warrant that:

(i) You own all intellectual property rights (or have obtained all necessary permissions) to provide User Content and to grant the licences under these Terms;

(ii) You are solely responsible for all activities that occur on or through your account on the Platform and all User Content;

(iii) The User Content does not and shall not violate any of your obligations or responsibilities under other agreements;

(iv)the User Content does not and shall not violate, infringe, or misappropriate any intellectual property right or other proprietary right including the right of publicity or privacy of any person or entity;

(v) The User Content does not and shall not contain any viruses, corrupted data, or other harmful, disruptive, or destructive files or content;

(vi)the User Content does not and shall not violate any third-party rights; and

(vii)the User Content

(A) does not belong to any other person to which you do not have any right,

(B) does not threaten the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, public order, cause incitement to the commission of any cognisable offence, prevents investigation of any offence, or is insulting another nation,

(C) is not defamatory, grossly harmful, blasphemous, paedophilic, invasive of another’s privacy, discriminatory based on gender, ethnically objectionable, disparaging, relating to, or encouraging money laundering or gambling, libellous, hateful, racist, violent, obscene, pornographic, unlawful, harmful to children, or

(D) otherwise offensive, objectionable, or restricts, or inhibits, any other person from using or enjoying the Services.

(d)You shall not use the Services in any manner except as expressly permitted in these Terms. Without limiting the generality of the preceding sentence, you shall not:

(i)infringe any proprietary rights, including but not limited to copyrights, patents, trademarks, or trade secrets of any party;

(ii)except as may be provided hereunder, copy, display, distribute, modify, publish, reproduce, store, transmit, post, translate, create any derivative works from or license the Services;

(iii)use the Services to transmit any data, or send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs, or similar computer code, designed to adversely affect the operation of any computer software or hardware;

(iv)use any robot, spider, other automated device, or manual process to monitor or copy the Services or any portion thereof;

(v)engage in the systematic retrieval of content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory;

(vi)use the Services in (A) any unlawful manner, (B) for fraudulent or malicious activities or (C) in any manner inconsistent with these Terms;

(vii)decompile, reverse engineer, or disassemble the Services;

(viii)link to, mirror, or frame, any portion of all or any of the Services; or

(ix)violate applicable laws in any manner.

(e)You warrant that you shall not engage in any activity that interferes with or disrupts the Services.

(f)You shall not attempt to gain unauthorised access to any portion or feature of the Services, any other systems or networks connected to the Services, to any of our servers, or through the Platform by hacking, password mining, or any other illegitimate means.

(g)You shall not directly or indirectly, in any capacity, solicit, attempt to influence, engage, approach, or accept or encourage the solicitations or approach of, a Service Professional from whom you have availed Pro Services, to either terminate or otherwise cease their registration on or engagement with the Platform, or avail services the same as or similar to the Pro Services independently, without booking the Pro Services through your Account. You agree that this limitation is reasonable and fair and is necessary for the protection of the privacy and security of Service Professionals and that this will not preclude you from obtaining services the same as or similar to the Pro Services through the Platform or other means. You further agree that any potential harm to Service Professionals from the non-enforcement of this clause far outweighs any potential harm to you

10. OUR INTELLECTUAL PROPERTY

(a)All rights, titles, and interest in, and to the Services, including all intellectual property rights arising out of the Services, are owned by or otherwise licensed to us. Subject to compliance with these Terms, we grant you a non-exclusive, non-transferable, non-sub licensable, revocable, and limited licence to use the Services in accordance with these Terms and our written instructions issued from time to time. Any rights not expressly granted herein are reserved by PAASSPAY or PAASSPAY’s licensors.

(b)We may request you to submit suggestions and other feedback, including bug reports, relating to the Services from time to time (“Feedback”). We may freely use, copy, disclose, publish, display, distribute, and exploit the Feedback we receive from you without any payment of royalty, acknowledgement, prior consent, or any other form of restriction arising out of your intellectual property rights.

(c)Except as expressly stated in these Terms, nothing in these Terms should be construed as conferring any right in, or licence too, our or any third party’s intellectual property rights.

11. TERM AND TERMINATION

(a)These Terms shall remain in effect unless terminated in accordance with the terms hereunder.

(b)We may restrict, deactivate, or terminate your access to, or use of, the Services, or any portion thereof,

(i) immediately and at any point at our sole discretion,

(A) if you violate or breach any of the obligations, responsibilities, or covenants under these Terms,

(B) when you cease to become a user of our Services,

(C) you do not, or are likely not to qualify under applicable law, or the standards and policies of PAASSPAY or its affiliates, to access and use the Services, or

(D) violate or breach the Community Guidelines,

(ii) upon 30 (Thirty) days prior written notice to you, or

(iii) immediately for any legitimate business, legal, or regulatory reason.

(c)You may terminate these Terms, at any time, for any reason by sending a notice to PAASSPAY at privacy@paasspay.com

(d)Upon termination of these Terms:

(i) the Account will expire;

(ii)the Services will “time-out”; and

(iii)These Terms shall terminate, except for those clauses that are expressly, or by implication, intended to survive termination or expiry.

12. DISCLAIMERS AND WARRANTIES

(a)The Services are provided on an “as is” basis without warranty of any kind, express, implied, statutory or otherwise, including without limitation the implied warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Without limiting the foregoing, we make no warranty that the Services will meet your requirements or expectations.

(b)No advice or information, whether oral or written, obtained by you from us shall create any warranty that is not expressly stated in the Terms.

(c)While PAASSPAY strives to provide accurate information about Pro Services and Charges, pricing errors may occur from time to time.

(d)You agree and acknowledge that we are merely a Platform that connects you with Service Professionals, and we shall not be liable in any manner for any obligations that have not been explicitly stated in these Terms. We are not liable or responsible for the fulfilment of any bookings, for the performance of the Pro Services by any Service Professional, or for any acts or omissions of the Service Professionals during their provision of the Pro Services including any damage they may cause to property. By booking Pro Services through the Platform, you are entering into a contract with the relevant Service Provider for the provision of those services, and we accept no responsibility or liability, nor do we make any warranty, representation, or guarantee in respect of the Service Professional’s performance under that contract.

(e)You agree and acknowledge that soliciting or receiving services from any Service Professional independently is solely at your own risk, and in Paasspay an event, you waive any rights that you may have under these Terms.

(f)We do not guarantee or warrant and we make no representation whatsoever regarding the reliability, quality, or suitability of the Service Professionals.

(g)You hereby accept full responsibility for any consequences that may arise from your use of the Services and Pro Services, and expressly agree and acknowledge that we shall have absolutely no liability in this regard.

(h)PAASSPAY will maintain a complaints management framework and will manage this framework on behalf of Service Professionals in a reasonable manner and in accordance with the non-excludable requirements of relevant applicable laws.

(i)To the fullest extent permissible by law, we, our affiliates, and our related parties, each disclaim all liability for any loss or damage arising out of, or due to:

(i)your use of, inability to use, or availability or unavailability of the Services or the Pro Services;

(ii)the occurrence or existence of any defect, interruption, or delays, in the operation or transmission of information to, from, or through the services, communications failure, theft, destruction, or unauthorised access to our records, programmes, services, servers, or other infrastructure relating to the Services;

(iii)the failure of the Services to remain operational for any period of time; and

(iv)the loss of any User Content and any other data in connection with your use of the Services.

(j)In no event shall PAASSPAY, its officers, directors, and employees, or its contractors, agents, licensors, partners, or suppliers, be liable to you for any direct, special, indirect, incidental, consequential, punitive, reliance, or exemplary damages (including without limitation, lost business opportunities, lost revenues, or loss of anticipated profits or any other pecuniary or non-pecuniary loss or damage of any nature whatsoever, including but not limited to any abuse or breach of data), even if PAASSPAY or an authorised representative had been advised of the possibility of Paasspay damages, arising out of, correlating to

(A) these Terms,

(B) the Services or the Pro Services,

(C) your use or inability to use the Services or the Pro Services, or

(D) any other interactions with another user of the Services.

(k)To the maximum extent permitted by law, our liability shall be limited to the amount of commission we receive in respect of a particular booking made on the Platform. In no event shall our total liability to you in connection with these Terms exceed INR 10,000 (Rupees Ten Thousand).

(l)Nothing in these Terms will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit.

13. INDEMNITY

You shall indemnify, defend at our option, and hold us, our parent companies, subsidiaries, affiliates, and our officers, employees, directors, agents, and representatives, harmless from and against any claim, demand, lawsuit, judicial proceeding, losses, liabilities, damages, and costs (including, without limitation, all damages, liabilities, settlements, and attorney’s fees), due to or arising out of your access to the Services or Pro Services, use of the Services or Pro Services, violation of these Terms, or any violation of these Terms by any third party who may use your Account.

14. JURISDICTION, GOVERNING LAWS, AND DISPUTE RESOLUTION

(a)These Terms shall be governed by and construed and enforced in accordance with the laws of India. Subject to other provisions in this clause, courts in New Delhi shall have exclusive jurisdiction over all issues arising out of these Terms or the use of the Services.

(b)Any controversies, conflicts, disputes, or differences, arising out of these Terms shall be resolved by arbitration in New Delhi in accordance with the Arbitration and Conciliation Act, 1996 for the time being in force, which is deemed to be incorporated by reference in this clause. The tribunal shall consist of 1 (One) arbitrator appointed by PAASSPAY. The language of the arbitration shall be English. The parties to the arbitration shall keep the arbitration confidential, and not disclose to any person, other than on a need-to-know basis, or to legal advisors unless required to do so by law. The decision of the arbitrator shall be final and binding on all the parties thereto. Each party to the arbitration shall bear its own costs with respect to any dispute.

15. GRIEVANCE REDRESSAL

(a)You may contact our designated Grievance Redressal Officer with any complaints or queries relating to the Services or these Terms through registered post or through email, details of which are provided below:

Name: Md Imran

Designation:

Email Address: contact@paasspay.com

(b)We shall ensure that your complaint is resolved within the timelines prescribed by applicable laws.

16. MISCELLANEOUS PROVISIONS

(a)Changes to Terms: The Terms are subject to revisions at any time, as determined by us, and all changes are effective immediately upon being posted on the Platform. It is your responsibility to review these Terms periodically for any updates or changes. You will be deemed too have accepted the changes made to these Terms if you continue to use the Platform once it has been posted.

(b)Modification to the Services: We reserve the right at any time to add, modify, or discontinue, temporarily or permanently, the Services (or any part thereof), with or without cause. We shall not be liable for any Paasspay addition, modification, suspension, or discontinuation of the Services.

(c)Sever-ability: If any provision of these Terms is determined by any court or other competent authority to be unlawful or unenforceable, the other provisions of these Terms will continue to be in effect. If any unlawful or unenforceable provision would be lawful or enforceable if a part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect (unless that would contradict the clear intention of the clause, in which case the entirety of the relevant provision will be deemed to be deleted).

(d)Assignment: You shall not license, sell, transfer, or assign your rights, obligations, or covenants under these Terms, or your Account in any manner without our prior written consent. We may grant or withhold this consent at our sole discretion, subject to any conditions we deem appropriate. We may assign our rights to any of our affiliates, subsidiaries, parent companies, any censor in the interest of any business associated with the services, or any third party without any prior notice to you.

(e)Notices: All notices, requests, demands, and determinations for us under these Terms (other than routine operational communications) shall be sent to legal@paasspay.com

(f)Third Party Rights: No third party shall have any rights to enforce any terms contained herein.

(g)Force Majeure : We shall have no liability to you if we are prevented from or delayed in performing our obligations, or from carrying on our business, by acts, events, omissions, or accidents beyond our reasonable control, including without limitation, strikes, failure of a utility service or telecommunications network, act of God, war, riot, civil commotion, malicious damage, or compliance with any law or governmental order, rule, regulation, or direction.